Client
I would like to share my honest experience with Andrea. To those reading this review: your experience may be different--you may find her very pleasant to work with. In my case, I recently purchased a home in Boston under a contract that included no mortgage contingency. I wasn't initially concerned, as I had already been pre-approved by Bank of America--where I've been a client for over 25 years--at a 5.7% interest rate. However, shortly after signing the contract, my lender informed me that the property did not qualify for a government-backed loan due to certain undisclosed issues. This forced my loan to switch to a portfolio loan with a significantly higher interest rate of 7.7% for 15 years. I informed Andrea that I no longer wished to proceed with the purchase, as I felt misled by the property's undisclosed status. In response, Andrea referred me to several other lenders offering similar portfolio loans. She told me my options were either to move forward with these loans--which even Bank of America declined to offer due to the property's nature--or walk away and forfeit my 10% deposit, approximately $83,000. I was essentially left with two unfavorable options--both financially damaging. I ultimately proceeded with the purchase, but it has caused me substantial financial strain. I leave it to the reader to draw their own conclusions from my experience.