Client
This pandemic is what got me into trouble, the shut down was tough on everyone. Even though it was not fault, I had to be responsible for my debts, so this was the best way to handle it. Chapter 7 personal bankruptcy was explained to me and all other options I had to choose from. Debts collectors were relentless during the shut down. I'm glad I took charge and got some help, I rather have a professional handle it and pay some money, than doing it by myself to save a few bucks. I know this was handled correctly and it will not come back and haunt me in the future when things get back to normal and I am making more money.